How many loan officers do you know who will say "given your situation, I would recommend not refinancing. If you decide to, then I'll do it for you, but I definitely don't recommend it."
That's what I thought.
The craziest thing is that I found this lady through a Christian real estate agent who I just happened to meet while waiting for my car at a Christian auto mechanic's shop. It appears to be an underground network. :)
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